When Can You Start Filing 2025 Taxes?

2026 Tax Filing Season Begins January 26, 2026 (For 2025 Returns)

You can officially begin filing your 2025 federal income tax return on Monday, January 26, 2026.

This date marks the start of the 2026 tax filing season, when the IRS opens its systems to accept and process individual tax returns.

Filing early can help you get organized, reduce stress, and if you’re owed a refund, receive your money sooner.

Key 2026 Tax Filing Dates to Know

📅 Official IRS Start Date

• January 26, 2026
• The IRS begins accepting and processing 2025 tax year returns

⏰ Tax Filing Deadline

• April 15, 2026

This is the deadline to:

• File your 2025 tax return
• Pay any taxes owed

🗂️ Filing an Extension

• File Form 4868 by April 15, 2026
• Grants an automatic extension to October 15, 2026

Important:
An extension gives you more time to file, not more time to pay. You must still estimate your tax liability and pay the amount owed by the original April deadline to avoid interest and penalties.

Early Filing and Tax Software Options

Many tax software providers, including TurboTax, allow you to prepare your return before January 26.

How it works:

• You complete your return early
• The software securely holds it
• The return is electronically transmitted as soon as the IRS opens

Refund Timing and What to Expect

💸 Standard Refunds

• Most electronically filed returns with direct deposit are processed within 21 days, assuming no issues.

⚠️ EITC and ACTC Refund Delays

Refunds that include:

• Earned Income Tax Credit (EITC)
• Additional Child Tax Credit (ACTC)

are legally delayed until mid-February, even for early filers. This rule helps the IRS prevent fraud.

Example:
If you file on January 26 and claim EITC, your refund will likely arrive in late February or early March, not in January

Helpful Filing Tips for the 2026 Season

• Gather tax documents early (W-2s, 1099s, mortgage interest, childcare expenses)
• Double-check bank account numbers for direct deposit
• Review credits and deductions you may qualify for
• File early to reduce the risk of refund fraud or identity theft

Recommendation: File Electronically for Speed and Accuracy

The fastest, safest, and most reliable way to file your 2025 tax return is to file electronically (e-file) and choose direct deposit.

Benefits of electronic filing include:

• Faster refunds
• Fewer math and data-entry errors
• Immediate confirmation from the IRS
• Secure transmission of sensitive information
• Easier tracking of return status

Best practice:
Prepare your return early, e-file as soon as the IRS opens on January 26, 2026, and select direct deposit to receive your refund as quickly as possible.